Massachusetts Real Estate News

 

Nov. 25, 2019

YES You Can Sell Your Home in the Winter Months

 

Have you heard it’s best to wait until the spring to sell, even if you’re ready to move now? Well, keep reading because I have news for you! I’ve got six reasons to get your home on the market right now - no need to wait for spring to come around.

 

1. Less inventory means more attention to your home.

Since many sellers feel they should wait until the spring, there are fewer homes on the market in the fall and winter months. This means your home is likely to get a lot more interest because there are fewer to choose from!

2. Buyers are more motivated.

Although there are fewer buyers in the fall and winter months, those that are out there are usually more motivated and not just looking. Many companies are relocating their employees during this time, and these buyers are also very motivated and less picky because they need a home.

3. Real estate agents are motivated, too.

Because there is less inventory coming in, real estate agents tend to have fewer listings in the fall and winter months. Great news for you, because they’ll have more time to focus on your home and getting it sold!

4. Not having landscaping is not a problem.

When you list in the spring or summer, your landscaping needs to look good! In the fall and winter months, you just need to keep your yard raked and snow removed from the driveway, but that is about it. Buyers are less picky about landscaping since the weather often has a major impact.

5. Have a faster home sale.

It’s counterintuitive but true: homes actually sell more quickly in the winter months. Why is that? Well, as we talked about earlier, inventory is low and buyers are motivated. When they find a home they like, they’re ready to make it happen.

6. Post a higher listing price.

Another surprise: statistics show that homes actually sell at a slightly higher price in winter. Motivated buyers might submit a price that’s too good to refuse. Buyers also may have a fear of rising mortgage rates since rates tend to go up in the spring, so they may be willing to pay a bit more now. Whatever the reason, fall and winter home sellers tend to be happier with their sale price!

If you are thinking of getting your home on the market and have questions, as always I am here to help! Have a great home buying and selling day! If you’re interested, head over to my YouTube channel to see tips like this in video form.

 

 

Posted in News
Nov. 18, 2019

Should I Sell My House As-Is or Fix It Up?

 

Have you ever wondered if it makes more sense to fix up your home when you are ready to sell or to sell it “as-is” with no renovations? Then you are in the right spot! Let’s dive into the decision to fix up or sell your home as-is!

 

You first want to sit down and decide if you actually have the time and money to get the repairs done. If the answer is no, then selling as-is will, of course, be the way to go. 

 

Selling as-is will probably get you less for your home, but it’s less risky because it can be done without the hassle of making upgrades. You also don’t have to wonder if the money invested will yield a positive return!

 

You’ll also want to consider the overall condition of your home.

 

If your home has not been touched in years, then a little paint will not do much to the overall value of your home. Chances are buyers will most likely be planning to gut it and therefore selling as-is once again is the way to go. 

 

Shows on HGTV about buying fixer-uppers have really brought a resurgence to buyers that want to do everything themselves! If this is not you then leave it to those who want the challenge.

 

Now let’s say, however, your home is in relatively good shape but may feel a bit lived in with scuffed walls. Maybe there are a few outdated rooms, but major items like the roof and heating system have been replaced. 

 

In this case, I will recommend that my sellers invest in projects that don’t cost much but will go a long way. These are projects like some new paint, counters, refinishing floors and sometimes replacing bathroom vanities. These are minor upgrades that will certainly be worth making. Not only will they give your home a fresher look, but they will also increase your return on investment (ROI). 

 

On the other hand, if you have an updated home that needs very few cosmetic upgrades but a major system or roof is near the end of its useful life, it may make sense to replace prior to going on the market if you have the money to do so. Even if your house looks beautiful, these big-ticket critical systems should probably be up-to-date. Buyers will likely estimate that items cost a lot more than they actually do, which will be reflected in a much lower offer price.

 

If you’re wondering about your home and what (if anything) you should do prior to listing, give me a call. I’d be happy to take a look! I have helped many home sellers over the years with these questions many times, sometimes meeting with them years in advance so that they can be prepared.

 

Have a great home buying and selling day! If you’d like to listen to me talk about this topic, head over to my YouTube channel and click subscribe!

Posted in News
Nov. 11, 2019

Kitchen or Baths? Which should you remodel first?

 

Are you thinking of remodeling your home but don’t know where to begin? You’ve probably heard that kitchen and bath remodels will both bring a good return on investment, assuming they are done correctly. But if you only have the money for one right now, which do you choose?

Lucky for you, I have some tips about how to make a decision on whether you should start with a kitchen or bath renovation!

The answer is… Drum roll, please… IT DEPENDS! Here are four things to think about:

#1 Which Can You Most Live Without, Your Kitchen or Your Bathroom?

Choosing either a kitchen or bathroom renovation will add thousands of dollars in value to your home. When looking to sell, these two rooms get the most attention out of the whole house.

Making sure they are looking fresh and well-designed will impress your buyers.

Before finalizing your choice, it’s worth thinking about which room you can do without during the renovation process.

Setting up an improvised kitchen is easily done with a minimum of stress. If you happen to only have one bathroom, you will need to consider finding another place to live while work is being done.

As a side note, if you only have one bathroom, you should also consider having a second bathroom installed.

 

#2 Return on Investment

A kitchen renovation will be the more expensive option, but the return on investment can be almost 80% of the money spent.

In other words, if you spend $25,000 on a kitchen renovation, you can expect the value of your house to increase by about $20,000. 

Keep in mind that if you are able to be the general contractor on your job and do it correctly, the return on investment could and should be much greater than the money you spent to renovate since your labor costs have been drastically reduced.

However, kitchen renovations can be a matter of taste, and while the value will go up, there’s no guarantee the next owner will like your dream kitchen.

Bathrooms, on the other hand, will cost less, but the ROI on bathroom remodeling is about 65% on the investment.

This means that a $15,000 remodel will net you around $10,000, assuming again that you are hiring people to do all the work. When it comes to bathrooms, people are less fussy. This means that the right renovations like a new countertop could be more valuable.

#3 How much should you spend if you are planning to sell soon?

The answer to that has to do with the value of your home. The National Kitchen and Bath Association (NKBA) says to spend 5% to 15% of the home's value on this project and no more than 10% if you plan to sell right away. 

You could bring your costs down by considering refacing or refinishing your cabinets instead of replacing them to start.  

Regarding bathrooms the NKBA says, you should expect to spend 5 to 10% of your home's value on a bathroom renovation. Try to keep it closer to the 5% end of the scale. Again, if you are willing to be the general contractor on the project and hire and coordinate the sub-contractors yourself, you should be able to regain the cost of your project and then some if you plan to sell quickly.

#4 Last but not least: Should I sell “as is” or remodel my kitchen or bath before selling?

I was just asked this question and again the answer is, it depends on many factors such as the overall value of the home and condition of the rest of the house. 

If you are thinking of renovating your home and want to know how it will affect the value of your home give me a call and I would be happy to help! 

 

Have a great home buying and selling day! If you’d rather listen to my blogs, make sure you’re subscribed to my YouTube channel.

Posted in News
Nov. 7, 2019

Winter Happenings Around Town

 

Just because summer is over, it doesn’t mean you have to stay inside and hibernate, you aren’t a bear.  There are plenty of fun things to get you out and about this winter near Sudbury and Wayland.

 

As always the Wayside Inn in Sudbury offers plenty to do.

 

Friday, November 15, from 6pm-9pm they are hosting a Ladies Night Out.

For $50 you get a fun night out of shopping, dinner, and wine.  They have a delicious menu planned and will have a variety of “cash and carry” vendors on site for your holiday shopping needs.  

 

Friday, December 6 at 7pm and

Saturday, December 7 at 2pm they are presenting A Christmas Carol 

$15 treats you to this holiday classic performed by the Sudbury Savoyards. Reservations open on November 1.

 

Sunday, December 8 at 5pm and 7pm the Bell Ringers of the Memorial Congregational Church will be ringing in the holidays.  Tickets are $15


Gore Place in Waltham also offers a variety of Holiday fun.

 

Gore Place is a 50-acre country estate featuring an 1806 mansion and a 1793 Carriage House.  

 

November 20 and 21 from 5pm-8pm they are hosting a Handmade for the Holiday Shopping Party.  A variety of vendors will be on hand to help with all your holiday shopping needs.

 

December 10, from 6pm-9pm they will host An Evening in December.  This year’s party will offer fabulous hors d’oeuvre, music, and a holiday boutique of American made crafts and gifts.  

 

Santa Teas

December 14, 10am and 1pm

December 15, 1pm and 3pm 

Families enjoy sandwiches and sweets in the Carriage House.  Kids can do fun holiday crafts, you can take family pictures in front of the tree, and Santa is there for songs and stories.  Tickets are $45/person. $35 for members.     

 

They also host Holiday Teas

December 14, 4pm

December 21, 3pm

Adults and older children enjoy sweets and sandwiches in the Mansion while playing Jane Austin era games and listening to period stories.  Costumed guides will also take guests on tours of the Mansion’s upper floors. Also, the Handmade for the Holidays boutique will be open. Tickets are $45/person.  $35 for members

 

December 17 at 7pm will feature Music for the Holly Days.

A great variety of Celtic music, folk songs, and holiday favorites, will be played by the Moody Street String Band in the Carriage House.  

Tickets are $20.  $18 for members. $15 for students (with ID)

 

Another fun winter thing to do at Gore Place is snowshoeing--snow permitting.  Snowshoes available for rent at the Carriage House.


If that’s not enough to get you into the holiday spirit, here are a few more suggestions.

December 15 from 10am-4pm is the Dickens Holiday Festival at the Charles River Museum of Industry and Innovation in Waltham.  This fun holiday event will really help you get you into the festive mood.  Costumed actors from the Hovey Players will be reading scenes from the Christmas Carol, Marci Diamond will be portraying Mrs. Dickens as she shares stories of her life with the famed author, and musical performers entertain with holiday music.  And, while you are being entertained you can browse the offerings of a variety of vendors on hand to fill your holiday shopping needs.  $10 adults/$5 seniors (65 and over)and students/Kids under 5 are free.


Again this year the Massachusetts Horticultural Society, in Wellesley, is hosting their Festival of Trees.  They display dozens of beautifully decorated trees that will be raffled off on December 15. This annual fundraiser could be your (raffle) ticket to winning an already decorated Christmas tree.  Along with the trees they also have a model train display, a Snow Village, visits with Santa, and horse-drawn carriage rides. The event runs from November 29-December 29.   Days and times vary so be sure to check the link when planning your visit.


You can hide inside, or you can embrace the beauty of the season.  Massachusetts knows how to embrace the season.  

Posted in News
Nov. 4, 2019

How To Avoid Putting 20% Down On Your Home

 

Are you looking to purchase a home but have been told you must have a 20% down payment in order to do so?   

Well, you may want to read this, because that’s not necessarily the case!

There are three ways to purchase a home without having a 20% deposit. 

1. FHA Loans

FHA is a government-backed loan that allows you to buy with less than 20% down. Based on a borrower’s credit score, FHA loans can have down payments that range from 3.5%-10%.

An FHA loan is a good option, however, before you jump in, there is some fine print you should know:

2. VA Home Loans

Now, these are dedicated solely to active or retired military personnel. With a VA loan, borrowers can avoid any down payment and avoid PMI. This loan is guaranteed by the Department of Veterans Affairs. While these loans are designated for military personnel, not all qualify. In order to qualify for a VA loan, the borrower must:

  • Meet the service time requirements
  • Have received an honorable discharge
  • Spouses of a veteran who died in the line of service could be eligible

3. Home Ready by Fannie Mae

If you are seeking a conventional loan with a lower down payment, Fannie Mae’s Home Ready program might be a good fit. With as little as 3% down, you can have a minimal down payment with this program. 

Factors important to consider:

  • Mortgage insurance is required if you are putting less than 20% down.
  • Borrowers may be required to attend a home education course.
  • A minimum credit score is required.
  • No geographic restrictions
  • Designed for low- to moderate-income borrowers

 

I hope you can see that if you don’t have 20% down to purchase a home it does not mean you have to rent! Feel free to call me at 1-978-505-1466 to discuss your options. Have a great home buying and selling day!

Posted in News
Oct. 28, 2019

7 Easy Things You Can do to Get Your Offers Noticed and Accepted

 

 

Are you looking to buy a home and want to make sure your offer gets noticed and accepted? Then you are in the right place.

 

When you’re putting in an offer in a competitive market, it can feel a bit overcrowded and like you could easily be lost in the crowd. Don’t worry. Today I have seven easy ways you can get your offer noticed and accepted in a competitive market.

  • Have your agent run a competitive market analysis.

Having a CMA done will give you an educated assessment of what the property is worth and providing this analysis to the seller can substantiate your offer.

  • Offer a strong purchase price.

You will want to make your offer slightly above the value you get from the CMA. If you offer less, your offer will be rejected - not countered. That’s not what we want!

 

  • Always submit your highest and best offer the first time.

While you might sometimes want to start low and expect a counteroffer from the seller, that probably won’t happen here. With multiple offers, many times the listing agents are only countering the best offer or asking for the “best and final from the best few” offers if they are similar. You may not get a second chance to submit an offer, and it’s okay if you don’t go up at that point. Just make sure you submit an offer that you feel is your best shot.

 

  • Keep your offer clean.

Pay your own closing costs and don’t ask for extras such as a washer and dryer that the seller did not plan to include. Also, find out the seller’s ideal close date and accommodate it if at all possible. When multiple offers are involved, you want to make it as easy as possible for the seller to say yes to you.

 

  • Try to get the home inspection done early.

If you can bring a home inspector with you to see the home prior to making the offer, you could be able to drop that contingency completely, which would make your offer very strong. If you can’t, you could say that the home inspection is for informational purposes only or indicate that states that you will not ask for help from the seller unless there is a large ticket item that needs repair. This will let the seller know you will not be nickel-and-diming them but still gives you an out if there are unforeseen major repairs.

 

  • Increase your deposit from the usual $1,000 down to a larger amount.

This step is not a must, but it does make your offer a little more competitive. It also shows that you are serious.

 

  • Last but not least, write a personal letter to the sellers.

Let them know how much you love their house and that you’re looking forward to living there for many years and taking good care of it. Be sure to bring out a few specifics about it that you love!

 

 

Following these steps will help your offer to stand out and will give you a greater chance of getting your offer accepted!

 

If you need assistance, please give me a call! I’d be happy to help you work through these steps. Also, if you’d rather listen to updates like this, make sure you’re subscribed to my YouTube channel!

Posted in News
Oct. 14, 2019

Inexpensive Bathroom Updates For a Home Sale

 

 

As the seasons change, it’s always nice to change up some things at home too. There are inexpensive ways to make your bathroom more beautiful even if you can't afford a full remodeling. These are some ideas for getting a new look on a small budget. They require little cash or home improvement skills, but will have a big impact on your bathroom.

 

Refresh Your Bathroom Tiles and Walls:

 

  • Give your old tiles back their shine. Even if your tiles look dingy, all they may need is a thorough cleaning and de-scaling to restore them to their original luster. If you're feeling creative, you could use tile paint and transfers to design some accents on the borders or a pattern in the center.
  • Paint the walls. Paint is always one of the cheapest options for major redecorating. Prepare the walls carefully and you can get great results with bargain brand paint.

 

Develop Attractive Storage Solutions:

 

  • Get rid of clutter. Your bathroom will look better instantly if you get rid of toiletries and accessories that have passed their prime. For the rest, develop attractive storage solutions.
  • Find alternatives to the towel rack. Show off your prettiest towels by rolling them up in a steel bucket or a wooden wine rack. You could also fold them up and display them on the rungs of a small ladder.
  • Fashion your own storage pieces. Skip the expensive ready-made storage systems and make your own from rummage sale finds and objects you already have around the house. An old nightstand or changing table can be moved into the bathroom. Hairdryers can be stored in fabric bags. 

Decorate Your Mirrors:

 

  • Add patterns to ordinary mirrors. Use stencils and enamel paint to sprinkle your mirror with flowers and hearts. Get the effects of etched glass with inexpensive paint kits.
  • Add tile around a boring square mirror. There are some great videos on YouTube and Pinterest on how to do this.

 

Update Your Lighting:

 

  • Replace your old fluorescent bulbs. The whole bathroom will look better if you trade your old fluorescent lights for more flattering incandescent bulbs. Always keep scented candles on hand for bath time and just a fresh scent when needed.
  •  Bring in some additional lighting. Add pretty wall sconces for extra lighting and decorations. Small table lamps with decorative shades look great on bathroom counters. 

Give Your Vanity and Cabinets a New Look:

 

  • Add a coat of paint. Shiny enamel paint can spruce up your old cabinets. It doesn't cost much, but give adequate time for disassembling the cabinets and putting them back together again, as well as sanding and cleaning.
  • Replace the knobs and hinges. New knobs and hinges are another easy way to get a new look. Shop for bargains among discontinued styles. If you're handy, you can craft your own knobs from all kinds of common items like spools or brooches or even rocks.



Give Your Plumbing an Update:

 

  • Replace your vanity faucet. The old 80’s brass is way outdated now. Pick up something trendy at the local hardware store and your vanity can look brand new.
  • Replace your bathtub/shower head. There are so many options and varieties of showerheads now from massaging to the Rainforest feature to double jets. Check them out and see what makes sense. 

 

Learn to Accessorize:

 

  • Replace your shower curtain. A new shower curtain can transform your bathroom. Pick up styles you like when they're on sale so you'll have replacements around when you feel like a change. Substitute colorful ribbons for plain old plastic curtain rings. 
  • Buy some plants. Plants are always a great value. They cleanse the air while they make your surroundings look peaceful. For a bathroom, select species that tolerate high humidity.
  • Pull up a chair. A simple chair can make your bathroom feel more gracious. Raid your own basement or look around at garage sales.

 

Having a beautiful bathroom doesn't have to cost a fortune. With the right accessories and minor home improvement projects, you can make your bathroom look fabulous on a low budget. And, remember, bathroom remodels, even on a budget, tend to bring in a great return on your investment when it comes to selling. AND, they can help your realtor to sell your home faster.

 

Any questions? Feel free to reach out. I’m always here to help with your real estate needs.

 

 

Posted in Market Updates
Sept. 16, 2019

Should You Pay Off Your Home Mortgage Early?

If you’re paying a mortgage, at one time or another you’ve probably thought about what it would be like to pay it off. You’ve likely dreamed about living the life you desire, unfettered by the ball and chain of having to pay your loan payment every month. 

Before you make a decision, however, take a close look at your financial options to determine if it really would be wise to pay off your loan early. In some situations, it’s better not to pay it off. Consider these reasons, both for and against, an early payoff in your situation.

 

Benefits of Paying Off Your Mortgage

1. You’ll save big on interest. Depending on where you are time-wise in the term of the loan, you stand to save literally thousands of dollars that you would have paid in interest over the life of your loan.

2. You won’t have the monthly stress of a house payment. This can be a great relief!

3. As retirement approaches, paying your house off means you won’t have to struggle with house payments on a reduced income.

4. You’ll have hundreds of dollars to spend or save monthly. It’s empowering to know that whether you want to take a couple more trips a year or concentrate on saving for the kids’ educations, you’ll have money to put aside for it.

5. Your confidence about your financial situation will increase. After all, if you pay off your mortgage early, you’re likely doing something right with your budget. You have a lot to be proud of!

 

Why You Might Not Want To Pay Off Your Mortgage

Taking all of the above into account, sometimes you can still come out ahead without paying off your mortgage early. Here are some reasons why:

1. Paying interest has its advantages. With mortgage rates being so low now, you might be paying only 3 or 4% on your mortgage. Yet you might find an investment that pays you a 10% return. So you would make more money if you used your extra funds to make a higher rate of interest from an investment rather than pay down your mortgage.
Bear in mind that if you’re getting an income tax deduction on your mortgage interest, that interest is costing you even less overall.

2. Keeping your dollars in hand may be wiser. Paying off your mortgage in one lump sum might not work in your best interest. Doing so doesn’t increase your net worth because you’ll have less cash. Also, paying all your cash into your house means you have substantially fewer liquid dollars. You’d have to sell or refinance your house to get your cashback if you need it. It’s unwise to use all your cash to pay off your mortgage, especially if you could be earning interest on it.

3. Avoid taking cash out of your 401(k) to pay off your house, especially if you’re less than age 59-1/2 because of the extra penalty. Plus, all the money you take out is taxed at your ordinary-income rate.

4. Paying off loans with higher interest rates first makes more sense. It’s smarter to pay off a higher interest debt than your mortgage, if your mortgage has a lower interest rate.

 

Answering the question of whether to pay off your mortgage early takes some deliberation. Ensure you take into account your specific situation. Strive to determine how you can save or make the most money and you’ll be happy with your choice. Still have questions about whether paying off your mortgage early is beneficial or not? Feel free to contact me and let's talk about it. 

 

Watch my videos on YouTube for more tips and information.

Posted in Market Updates
Sept. 5, 2019

Fall Fun Around Sudbury

End of summer getting you down? 


 

Well, don’t let it, there are plenty of fun fall activities around Sudbury and Wayland to boost your spirits.  

And speaking of spirits, Longfellow’s Wayside Inn in Sudbury has got you covered throughout the season.  

 

 Friday, September 13th (6-9:30) is their 4th Annual Cider Festival

$65 will get you the pig roast bbq, live music, tours, hayrides, a handmade commemorative mug, and of course cider (both hard and soft) to fill it.  Tickets are available through Eventbrite

 Friday, September 27th (6-9:30) is Oktoberfest

$25 for authentic German food and live music and $3 beers.

 

The Wayside also has some family-friendly events planned.

 Saturday, September 28th (10-4) is the Colonial Faire and Muster of Fyfes & Drums

$2 gets you a day’s worth of history.  Plus there will be plenty of vendors on hand selling refreshments and keepsakes.  

 

And if you want a quiet relaxing day off:

 

Monday, October 7th (1-3:30) you can enjoy An Afternoon Puzzle Tea Party. 

$18 will get you an afternoon of tea, scones, and pastries to enjoy while assembling a variety of British wooden puzzles.  

 

It wouldn’t be fall without some old-fashioned apple picking.  And, we’ve got plenty of great places to do just that whether it’s for candied apples, caramel apples or even a pie.

 

Honey Pot Hill Orchards in Stow is open daily from 9:30 to 5, with fresh apples and blueberries.

They also have hayrides on the weekends ($2/person), three fun hedge mazes (various prices), and cute farm animals to pet.  

 Shelburne Farm in Stow is open daily from 9-5.

They offer hayrides, farm animals, and the kid’s tractor playground every day.  With a 

few extra kids activities offered on weekends.  Also on the weekends the Applewood

Grill is open serving up tasty hamburgers, hot dogs, and sausages. 

 Bolton Orchards in Bolton is open every day from 8-6.  

With their Red Barn Coffee Cafe opening at 7.  



Finally, what autumn weekend would be complete without getting out to see the changing colors of the seasons.  There are plenty of great viewing locations throughout the state if you want to make a weekend of it, but if you want to stay local the Wayside Inn’s Grist Mill is a favorite location for this activity.  

 

Summer will be back before you know it, in the meantime enjoy all the fun flavors and sights that fall has to offer.

 

Posted in News
Aug. 25, 2019

9 Steps to Take Before Buying Your First Home

 

Are you planning the purchase of your first Northwest Metro home? Buying a house is a major decision because the house will soon become one of your main financial assets. Plus, you’ll be making mortgage payments for at least ten years. (Most likely 15-30)

Take these steps before you buy:

Ask yourself if you’re financially stable. Have you had your job for at least five years? Do you have a reliable income?

Are you ready to make monthly mortgage payments for at least ten years? Are there any other major expenses in the near future that would make keeping up with your mortgage payments difficult?

Do you plan to stay in this house for at least five years? The first five years of mortgage payments usually only cover fees and interest. Are you ready to settle down in one spot?

Raise your credit score. You can qualify for a mortgage with a credit score of 580, but you’ll have to spend more on fees, interest, and your down payment. You’ll get a much better deal if you wait until you have a credit score of 700 or above.

Look at your debt to income ratio. This is a good way to tell if you’re earning enough to afford a home. Ideally, the expenses linked to buying a home shouldn’t exceed a third of your income. Add up your mortgage payments, utilities, property taxes, and expected repairs.

Save money for your down payment. You can buy a home with a down payment of anywhere between 3% and 20% of the value of the home. The more you can afford to pay, the lower your mortgage payment will be. Look into getting an FHA loan to help with the down payment.

Plan for expenses for maintaining your home. You should count on spending at least 3% of the value of the home on maintenance each year. Create a saving fund to cover these costs.

Document your income and assets. Start gathering all the documents you’re going to need while you compare mortgage options.

Look for the right house for you. It’s best to wait until you can afford something better if you don’t find anything you like. Take the neighborhood and its development into consideration when buying a house, since these aspects will influence the future value of the house.

 

Buying a house is a very important decision. Becoming a homeowner means that you’re taking a big step on the path of financial stability, and you’ll want to be prepared for this step. Your home will likely become your main asset as it appreciates in value and you build up further equity in it by paying down your mortgage.

Buying a home requires careful planning. Ask yourself how much you can afford to borrow, what kind of mortgage would be best, and what kind of home would be adapted to the unique needs of your family. Take the time to go over your income, boost your credit score, and make a list of what to look for in your ideal home before you start your search.

When you've done all of that and are ready to make the move, give me a call and I can help you find the perfect Sudbury, Wayland or nearby home.

Posted in News